What is Planned Giving?
Planned giving is for those who wish to build a legacy—regardless of age or income.
Strange as it may seem, a planned give can be simple to do and cost very little. Whether you’re in your 30’s, 80’s, or anywhere in between, you can get started today.
Consider this information as a starting point. With all charitable gifts, it is important to consult with your attorney or financial advisor to ensure that you comply with state laws, receive maximum tax benefits, and your wishes are accurately reflected in necessary legal documents.
Every gift—no matter the size—is helpful. Your planned gift to Habitat Collier will create a lasting impact through the safety and stability of affordable homeownership. By informing us of your intentions to make a planned gift, you become a Habitat Collier Legacy Builder. If you have already included Habitat Collier in your estate, please contact Jennifer Pash so we can acknowledge and celebrate your thoughtfulness.
Best Assets for Planned Giving
Bequest in Will or Trust
A bequest is one of the most popular and simplest ways to make a future gift. With the help of an attorney or advisor, you can include language in your will or trust specifying a gift to be made to Habitat Collier as part of your estate plan. Generally, a percentage bequest is the best way to ensure that your gift keeps pace with inflation.
Habitat Collier can be named as the sole, partial, or contingent beneficiary of a life insurance policy. By transferring ownership of a policy to Habitat Collier, you can leave a gift that will not be delayed by estate probate. This may translate into a large gift (and tax deduction) with little cost to you.
IRAs and 401(k)s may be heavily taxed when inherited, making them an excellent charitable bequest opportunity. Ask your account custodian for a beneficiary designation form to name Habitat Collier.
Gift of stocks, bonds, and mutual funds may provide significant tax advantages and can be given during your lifetime or in your will. You may give the gift of stock with an electronic transfer of securities directly to Habitat Collier.
Giving a home or land supports our core mission and may provide excellent tax benefits. Essential to Habitat’s mission, a home is community, commitment and a brighter future. Property may be gifted by signing a deed transferring ownership to Habitat Collier, placed in trust, or left in your will.